I felt drawn to Mala because of her authenticity and finesse in connecting with women. She told her story - and it was a compelling one that resonated with me. A woman that was empowering herself through her financial independence. I myself sought to do the same since childhood - yet continued to feel restricted by money in my late 20s. After speaking with Mala it became clear that my "money problems" were a byproduct of the themes and inner struggles I was battling at that time. I felt restriction in several areas of my life and as a result did not have a very healthy relationship with money. Our conversations and assignments helped unveil my troubles and equip me with practical tools to manage my financial and mental well being. Our fears and desires impact our relationship with money - it is key to work through these areas to truly achieve financial empowerment.

Best,
Julie Acevedo

My life lacked some career direction before the program and I was a bit confused between continuing life in a particular career or going back to school for something completely different. The coaching process was very good. I enjoyed every session. Mala was very holistic about life not just one area, but you see changes in every area. I really enjoyed it. I got more confidence in certain areas of my life that needed it. I got great advice on mindset adjustment in certain important situations and in ways you always remember. Mala is great at helping you clear the clutter/ 'bullshit' to get to the root of what's in your way. I'm so grateful that I got to work with her.

- Pej. O

I have been working with Mala since May 2018. At the time we began working together, I was thousands of dollars in debt, with no end to it being in view. I was worried about back taxes that were owed and whether or not I would ever be able to fully retire (I was 66 at the time).

Now, It is August 2019, just a little over a year later, I am COMPLETELY out of debt!!!!! I have an emergency savings account for the first time in decades, and ample discretionary funds to have fun (Mala even helped me to create a shoe fund to indulge my guilty pleasure each month)!

I cannot sing Mala’s praises enough. She provides exceptional customer service and works WITH you. She takes her cues from you in helping to customize a budget, but she gently helps you to think through barriers that you might be creating for yourself. She is nonjudgmental and extremely supportive and encouraging. I initially thought I would sign up for one three month contract (12 weeks). I voluntarily signed up for a second three month contract, and now I work with her on a once a month basis. I consider her more than a financial coach; she has become a trusted friend, with whom I willingly share other life concerns.

Mala’s fee is very reasonable—and it is truly a worthwhile investment! The return is remarkable!!!!

P.S. Although I can technically retire today, fairly comfortably…..I am going to continue working for three more years. It is nice to know, though, that I can change my mind at any point and be okay financially.

Thank you Mala!- Robyn Brown - Manning, LMSW, PhD Social Work
Doctoral Lecturer, CUNY NY