Having Trouble Finding a Balance?
Hello WISE women let’s get SMART with our MONEY!
Are you overwhelmed, scared and anxious about managing your personal finances?
I am here to help.
I have been a CPA for the last 20 years. Additionally I am trained as a Coach by Dr. Martha Beck who is Oprah Winfrey’s Life Coach.
I decided to become a Money Coach because I realized this is what I love to do.
Eight years ago, I was divorced with two young children. Suddenly, I had to take a long hard look at my own financial situation. I had to get clear about my own money story and what society or our culture tells us about money and women. Because of my background as a CPA, I understood the practical side on money. The budgeting and tracking of income and expense.
However, I had to understand my money story and how that story has created many limiting beliefs in my past and current life situation.
My own money story was that I could not go back to work as a single mom. I found many evidence to support this story. The children needed me, babysitters were difficult to find and the list went on and on. This story kept me prisoner for many years. During these years, I felt disempowered. I lived on a budget that was based on my ex-husband’s child and spousal support. Which meant I looked at my bank balance daily and was anxious about making sure my spending was within that limited budget.
Finally, one summer as I was sitting at my mom’s kitchen table I announced that I was getting control of my money and going back to work in September. I had no idea where the words came from. But I do know that at that point I had had enough of my stories.
September did roll around and yes I started working. I have not looked back since. I have rebuilt my financial life. This meant getting clear about my own stories and identifying the limits that I had imposed upon myself. This meant being open to receiving the financial abundance that is our birthright. Women have an especially difficult time with this.
If I can do it, so can you.
I enjoy helping people, particularly women who are struggling with their money. This has become my life’s mission. I have developed a program where we firstly focus on healing your money story, identify your limiting beliefs and work through them. Then we focus
on your current situation and how to set up money habits to manage your day to day spending and income activity. Then lastly, we focus on how to increase your wealth.
I invite you to say no to sleepless nights, anxiety over the balance in your bank account and avoidance with paying your bills.
You can get clarity, peace and freedom with your money. Peace and abundance in money is your birthright. Let’s work together to get your there.
We will work on the phone because I like the confidentiality of the phone. This also allows me to work with people from all over the world. Additionally, I will be available by email to support you as well. I would like to offer a free mini session to see if we are a good fit. In this way, I get to talk to you and you get a chance to talk to me and then we can see if working together is a good idea going forward.
Never Miss a Beat!
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What They Say
Before working with Mala, I didn’t have a clear idea of how much money I spent each month. I chose to avoid looking at my finances, which carried a lot of emotional baggage and prevented me from investing MORE in my business.
Every month, Mala and I would sit down and look at how much money I was spending on my business and how it went toward my personal expenses, such as rent and going out. Living in NYC, I knew I spent more money than the average person, but actually seeing what kind of money I was spending on entertainment and food each week was a real eye opener!
The three most significant improvements in my life/business after working with Mala were; I have boosted my savings from $3k to over $12k in just one year! I also am able to save enough for my taxes each year, so I don’t have any nasty surprises come April. I now have habits in place to analyze my spending and see exactly what I spent vs. what I earned on a month to month basis
One of the things I absolutely LOVE was seeing how my earnings get spent each month - it makes running my business run so much smoother and lets me invest in my business guilt-free!
If you’re considering hiring Mala - DO IT! She will provide you with the accountability you need to develop healthy spending & tracking habits - both of which are critical to improving your financial situation. Doing it on your own is so much harder to schedule, but once you’ve gotten the ball rolling, the payoff is massive.
- Laura Patricelli
Working with Mala was so great because she took such a holistic approach and really adjusted her approach based on my unique needs and level. I work in finance, so I didn’t necessarily have too many issues with balancing excel sheets and/or spreadsheets in general - but I did have a ton of issues with old money scripts and managing my thoughts around money. Mala helped coach me through the process of uncovering old money beliefs in a very gentle way that ended up being super transformative for me.
Thanks to working with Mala, I have 100% more clarity on where and how I’d create profit in my business. I had a brand new set of affirmations to follow to improve my emotional issues when it comes to money. I had more confidence in my business because I could clearly identify where my money was coming from.
My income over the three months that I worked with Mala increased by over 100% from the 3 months prior. I was hitting consistent revenue numbers for 3 months in a row - in a way that I hadn’t been able to months before:)
Working with Mala was the support I needed to take the next step in my life when it comes to my business. My business began to transform - as a result of the work we did together and it’s because of her that I’m leaving my 9-5 job to run my business full time shortly!
Thank you Mala!
- Jill Therese,
Heal Your Face With Food
- Pej. O
I have been working with Mala since May 2018. At the time we began working together, I was thousands of dollars in debt, with no end to it being in view. I was worried about back taxes that were owed and whether or not I would ever be able to fully retire (I was 66 at the time).
Now, It is August 2019, just a little over a year later, I am COMPLETELY out of debt!!!!! I have an emergency savings account for the first time in decades, and ample discretionary funds to have fun (Mala even helped me to create a shoe fund to indulge my guilty pleasure each month)!
I cannot sing Mala’s praises enough. She provides exceptional customer service and works WITH you. She takes her cues from you in helping to customize a budget, but she gently helps you to think through barriers that you might be creating for yourself. She is nonjudgmental and extremely supportive and encouraging. I initially thought I would sign up for one three month contract (12 weeks). I voluntarily signed up for a second three month contract, and now I work with her on a once a month basis. I consider her more than a financial coach; she has become a trusted friend, with whom I willingly share other life concerns.
Mala’s fee is very reasonable—and it is truly a worthwhile investment! The return is remarkable!!!!
P.S. Although I can technically retire today, fairly comfortably…..I am going to continue working for three more years. It is nice to know, though, that I can change my mind at any point and be okay financially.
Thank you Mala!- Robyn Brown - Manning, LMSW, PhD Social Work
Doctoral Lecturer, CUNY NY